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Day 241

February 13th, 2019 at 12:13 am

In: 289.17

Out:
oil 5.00
salt 2.00
knit group 1.00

I donated the rest of my mohair to the knit group in exchange for 2 balls of acrylic. Think it was a net loss, and I will definitely use what I got.

Day 239

February 11th, 2019 at 12:12 am

In:
Bonus Bonds 40.00

Stuff has been coming into my house and I'm running out of places to put it. Need to clear out some of the old stuff, so I donated somme clothes, jewellry and yarn to Orphans Aid. I have aspirations to be a minimalist but right now it looks as tho that will have to wait until I'm in my coffin.

Day 221

January 25th, 2019 at 12:15 am

I have started saving for Christmas. I put nzd5.00 into my Christmas Club for groceries, and my spare change into a money tin for gifts. I also found 10 cents so that went into the money tin too.

Day 209

December 22nd, 2018 at 12:35 am

Because next Wed is a public holiday, my benefit has been paid already. But I'm not planning to withdraw any money until next week. The payment due on Jan 2 will also be paid early. So technically I have 5 paydays this month, but I'm budgeting for 5 paydays next month.

Day 199

December 12th, 2018 at 12:15 am

Another payday, another nzd289.15, split up in the usual way:
Kiwisaver 20.00
bill paying account 110.00
food 20.00 - spent 11.80
misc 20.00
home maintenance account 20.00

seems to working all right. I think I will keep going until I have fully funded the EF. I thibk I can get it up to $10,000 by the end of next year, barring no unforeseen big expenses.

Day 192

December 5th, 2018 at 12:11 am

Today was the Artsenta Market Day, but the weather was bad and not many came. I only made nzd30, but that's better than a kick in the pants. I talked to one artist who's setting up a shop for all things fiber related. She wants to sell my lace scarves and as the commission is only 25% I guess I will put in a few and see how they go.

Day 185

November 28th, 2018 at 12:21 am

Payday. nzd289.15 in.

Out:
tomatoes 2.49
zucchini 2.25
avocado 1.99
lettuce 1.99
cauliflower 1.99
flour 1.59
tangeloes 1.26
soy milk 2.29
dates 1.99

Day 171

November 14th, 2018 at 12:17 am

Day 3 of fasting. I was rather sluggish and light headed on waking, but that's to be expected at this stage. Day 3 is always the most difficult for me. I wasn't physically hungry but mentally wanting to eat and thinking of chucking it in. Drank a lot of water. My weight is down to 81.5 kilos but that is water loss.

Payday nzd289.15. I only had to take out $20 because I am paying my checking account back from misc and not putting any more into medical. So I only needed $20 for food but I'll only be buying grape juice for communion.

I only spent 2.00 donation to Knit Squad. I saw a nice top in Orphans Aid but it was large size and I intend to get back to medium.

Day 170

November 13th, 2018 at 12:16 am

Day 2 of fasting. I had forgotten how the minute you start everyone wants to give you food. Today I was offered corn chips with salsa and buttered toast. I am not hungry but wanted to accept out of habit.
I am still drinking tea because I am addicted again, but the foul taste is beginning to develop in my mouth so I will only want to drink water soon.

I received $60 from my Bonus Bonds but can't spend it because it's automatically reinvested.

Day 157

October 31st, 2018 at 01:09 am

Payday - 5th this month $289.15. Yay! I will buy produce tomorrow, apart from that I shouldn't need to buy anything this week.

There is a church picnic planned for Sunday, but the weather forecast doesn't look promising. The backup plan is to go to a cafe, so I may end up buying lunch.

Day 153 - 7 months to go

October 27th, 2018 at 01:26 am

In: found 50 cents
Out: Marmite $5.50

Today for breakfast I had oatmeal with sultanas and cinnamon; lunch coconut pancakes with lemon juice and sugar; dinner pasta, potatoes, broccoli and chickpeas.

Someone gave me 4 bags of weaving singles. I knew it would take me ages to get round to using them, so I donated them to the annual craft sale.

I am not buying books and today I found in the Lilliput Library a book called Money Success and You by John Kehoe. It turned out to be one of those motivational books that tell you about other rich people. I don't need to be a multimillionaire and I don't want to be famous; I'm just looking for a basic how to on investing.

Day 151

October 25th, 2018 at 01:19 am

In: found 10 cents
Out: fruit and veg $6

There was a load of very good yarn in the thrift store this morning. I could have spent $32, but realised it's only 2 months to Christmas and I'm supposed to be setting money aside for it.

I finished the last of the popcorn.

Day 145

October 19th, 2018 at 01:11 am

In:
found $2

Out:
doctor $25
brunch with friend $7.90

I realised that if I put all $20 per week of my misc money into the T Harv Eker jars, I can do it with the suggested percentages. It makes sense to try the system the reccommended way when it works for a millionaire, before trying it my own less successful way.

So the reccommended percentages are:
Necessities 55%
Financial Freedom 10%
Long tern Savings for Spending 10%
Education 10%
Play 10%
Give 5%

Day 143

October 17th, 2018 at 01:19 am

In $289.13

Out:
flour $1.59
pasta 75 cents

I have been reading about the six jars method of handling your money by T Harv Eker. I'm always looking for more efficient ways to handle my money so will give it a try for the next 6 months. But with the system I'm already using, I can only put $5 aweek from my misc $20 into the jaars, plus my loose change.

I dickered with the amount going into the jars. There didn't seem much point in having a Neccesities jar when I'm already budgeting for that outside of the jars, whereas I really want to beef (oops I mean tofu) up my Financial Freedom jar. So my allocation is:
Financial Freedom 50%
Long Term Savings 25% this is going into my Trans Siberian fund
Education 10% I am saving for recorder lessons
Play 10%
Give 5%

At the moment I have a total of $14 in my jars.

Day 140 - 32 weeks to go

October 14th, 2018 at 01:07 am

Now that it is lighter longer I have started going to early morning meditation again. Afterwards the center gives us breakfast, so I just had marmelade on toast.

In: found 20 cents

Out:
bananas $2.11
bread roll 69 cents
coffee $2

left in my cash envelopes:
food $12
misc $110
medical $320
change dish $4.30
mta vouchers $30
bus card $20.03

Day 137

October 11th, 2018 at 01:21 am

Found 50 cents.

Day 129

October 3rd, 2018 at 01:08 am

Payday. Today is the last payment of the electricity supplement, so a total of $286.69. I am capping my house maintenace account at $2,800 and my travel fund at $5,000, so was able to transfer $100 from each account to my EF.