I found nzd1.00 outside Pizza Hut. Alas, not enough to buy a pizza.
Viewing the 'Money In' Category
knit group 1.00
I donated the rest of my mohair to the knit group in exchange for 2 balls of acrylic. Think it was a net loss, and I will definitely use what I got.
Bonus Bonds 40.00
Stuff has been coming into my house and I'm running out of places to put it. Need to clear out some of the old stuff, so I donated somme clothes, jewellry and yarn to Orphans Aid. I have aspirations to be a minimalist but right now it looks as tho that will have to wait until I'm in my coffin.
I have started saving for Christmas. I put nzd5.00 into my Christmas Club for groceries, and my spare change into a money tin for gifts. I also found 10 cents so that went into the money tin too.
Because next Wed is a public holiday, my benefit has been paid already. But I'm not planning to withdraw any money until next week. The payment due on Jan 2 will also be paid early. So technically I have 5 paydays this month, but I'm budgeting for 5 paydays next month.
Another payday, another nzd289.15, split up in the usual way:
bill paying account 110.00
food 20.00 - spent 11.80
home maintenance account 20.00
seems to working all right. I think I will keep going until I have fully funded the EF. I thibk I can get it up to $10,000 by the end of next year, barring no unforeseen big expenses.
Today was the Artsenta Market Day, but the weather was bad and not many came. I only made nzd30, but that's better than a kick in the pants. I talked to one artist who's setting up a shop for all things fiber related. She wants to sell my lace scarves and as the commission is only 25% I guess I will put in a few and see how they go.
Payday. nzd289.15 in.
soy milk 2.29
Day 3 of fasting. I was rather sluggish and light headed on waking, but that's to be expected at this stage. Day 3 is always the most difficult for me. I wasn't physically hungry but mentally wanting to eat and thinking of chucking it in. Drank a lot of water. My weight is down to 81.5 kilos but that is water loss.
Payday nzd289.15. I only had to take out $20 because I am paying my checking account back from misc and not putting any more into medical. So I only needed $20 for food but I'll only be buying grape juice for communion.
I only spent 2.00 donation to Knit Squad. I saw a nice top in Orphans Aid but it was large size and I intend to get back to medium.
Day 2 of fasting. I had forgotten how the minute you start everyone wants to give you food. Today I was offered corn chips with salsa and buttered toast. I am not hungry but wanted to accept out of habit.
I am still drinking tea because I am addicted again, but the foul taste is beginning to develop in my mouth so I will only want to drink water soon.
I received $60 from my Bonus Bonds but can't spend it because it's automatically reinvested.
Payday - 5th this month $289.15. Yay! I will buy produce tomorrow, apart from that I shouldn't need to buy anything this week.
There is a church picnic planned for Sunday, but the weather forecast doesn't look promising. The backup plan is to go to a cafe, so I may end up buying lunch.
In: found 50 cents
Out: Marmite $5.50
Today for breakfast I had oatmeal with sultanas and cinnamon; lunch coconut pancakes with lemon juice and sugar; dinner pasta, potatoes, broccoli and chickpeas.
Someone gave me 4 bags of weaving singles. I knew it would take me ages to get round to using them, so I donated them to the annual craft sale.
I am not buying books and today I found in the Lilliput Library a book called Money Success and You by John Kehoe. It turned out to be one of those motivational books that tell you about other rich people. I don't need to be a multimillionaire and I don't want to be famous; I'm just looking for a basic how to on investing.
In: found 10 cents
Out: fruit and veg $6
There was a load of very good yarn in the thrift store this morning. I could have spent $32, but realised it's only 2 months to Christmas and I'm supposed to be setting money aside for it.
I finished the last of the popcorn.
brunch with friend $7.90
I realised that if I put all $20 per week of my misc money into the T Harv Eker jars, I can do it with the suggested percentages. It makes sense to try the system the reccommended way when it works for a millionaire, before trying it my own less successful way.
So the reccommended percentages are:
Financial Freedom 10%
Long tern Savings for Spending 10%
pasta 75 cents
I have been reading about the six jars method of handling your money by T Harv Eker. I'm always looking for more efficient ways to handle my money so will give it a try for the next 6 months. But with the system I'm already using, I can only put $5 aweek from my misc $20 into the jaars, plus my loose change.
I dickered with the amount going into the jars. There didn't seem much point in having a Neccesities jar when I'm already budgeting for that outside of the jars, whereas I really want to beef (oops I mean tofu) up my Financial Freedom jar. So my allocation is:
Financial Freedom 50%
Long Term Savings 25% this is going into my Trans Siberian fund
Education 10% I am saving for recorder lessons
At the moment I have a total of $14 in my jars.
Now that it is lighter longer I have started going to early morning meditation again. Afterwards the center gives us breakfast, so I just had marmelade on toast.
In: found 20 cents
bread roll 69 cents
left in my cash envelopes:
change dish $4.30
mta vouchers $30
bus card $20.03
Found 50 cents.
Payday. Today is the last payment of the electricity supplement, so a total of $286.69. I am capping my house maintenace account at $2,800 and my travel fund at $5,000, so was able to transfer $100 from each account to my EF.