Surplus
February 27th, 2010 at 08:07 pmThis month's frugality has worked out well - I had a surplus of nz$500. I put $100 in the house maintenance account and $400 in the EF - and spent $2 on a packet of cookies to celebrate.
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Archive for February, 2010SurplusFebruary 27th, 2010 at 08:07 pmThis month's frugality has worked out well - I had a surplus of nz$500. I put $100 in the house maintenance account and $400 in the EF - and spent $2 on a packet of cookies to celebrate. WhizzFebruary 26th, 2010 at 05:54 amfeels like this week has rushed by. On Wednesday we all got such a surprised when the shop manager announced she was quitting next week to go to University. She has been getting a lot of grief from head office so I'm not really surprised she's leaving, but I don't know that rushing into a big student loan is the best long run decision for a single mom with three kids. But perhaps she'll get a high paying job and it will all work out. She's a nice person, just stressed out from all the hassles, and I wish her all the best. Always somethingFebruary 22nd, 2010 at 07:04 amtrying to interfere with my resolution to save. Today I had to buy a new watch battery nz$15.90. Mini splurgeFebruary 20th, 2010 at 08:50 pmStill squeezing those dollars and not buying anything I don't have to, but today I bought some reduced price raspberry buns for nz$2.80 and a top at the Presbyterian opp shop for $1. Was tempted to buy a new raincoat for $139, but I will put it off until next month. And I found 10 cents by the parking meter. UnemployedFebruary 19th, 2010 at 06:24 amI have been talking to my dr and as I handled the extra hours over New Year well, he agrees I can start looking for 30 hours a week again. This is officially a full time job, so I am now transferred from the sickness benefit to the unemployment benefit. No change in financial circumstances as the amount paid is the same, but to say I'm unemployed implies a temporary situation whereas when I'm sick I get very depressed thinking I'm going to stuck like this. Anyway, I met with a work broker today to discuss a work plan, It won't be easy with so many still out of work, but I have an advantage in that I am already doing 2 pt jobs. I think I will look for retail work instead of going back to office work as I really enjoy working in the wool shop. Bring it onFebruary 12th, 2010 at 06:45 amI have over nz$1,000 in my bill paying account. I like to keep the balance at around $500 so I always have at least one month's buffer. I estimate this month's bills will come to $320. Can't wait for them to be paid and the end of the month to come so I can transfer the surplus to my EF. How weird is that - impatiently waiting for bills to arrive. LousyFebruary 10th, 2010 at 06:14 amLast week I started back at my afterschool care cleaning job. Guess what - there is an outbreak of head lice in the little darlings. My poor scalp started tingling, so I hied me to the pharmacist who assured me nits love clean hair and sold me a natural louse killer for nz$22.50. Yikes! I need a lawyer so I can sue for mental stress, public loss of face and anything else that stands a chance of getting me my money back Frugal FebruaryFebruary 2nd, 2010 at 06:37 amHere's an idea I read about ages ago. Since this is the shortest month make it one where you spend as little as possible. We're talking basics here; only groceries, utiliities, transport and health care. Keep the eating out and movie going till later in the year after you have saved up a comfortable cushion. I reckon I should be able to save 50% of my income this Feb. This is where the scrooge genes I inherited from grandma come into play. InterestFebruary 1st, 2010 at 06:11 amI earned $300 more than I spent last month, so went to transfer the savings into my EF. I realised I has earned nz$5.47 in interest on that account. Yay. |