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Focused intensity

February 12th, 2015 at 02:56 am

I found .20 cents today. Where to put it?

I have several things I am saving for. I am building up my EF. I have automatic payments going into my Travel a/c and House repairs/renovations a/c, as well as Retirement. I want to let a surplus build up in my bill paying a/c, and I am doing the 52 week challenge to save up cash. Anytime I get a bit of extra money I randomly throw it into one place or another. The problem is my efforts are scattered, so it takes me longer to see progress in one place. I have been focusing my efforts lately on the EF, and it is almost done. I think I need to concentrate on one goal at a time, then I will see faster progress. I will leave the automatic payments as they are, get the EF completed, then concentrate on building up cash. Just think, a jar filled with notes and coins!

3 Responses to “Focused intensity”

  1. VS_ozgirl Says:
    1423737720

    I know what you mean about money in scattered places. My 52 week challenge goes to EF and 2 different credit cards, and then when there is mortgage savings, savings to the mortgage too. But as long as your savings are going up that's the main thing Smile

  2. scottish girl Says:
    1423741587

    Mine are divided between my highest credit card and EF. I know what you mean.

  3. snafu Says:
    1423801553

    Try the 'focus' stream, like EF and see how that works for you. If you hate it, feel frustrated, change to another system, it's always your choice!

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