Years ago when i was a struggling single parent I used to get paid on a Wed and would immediately make a cash withdrawal for groceries, gas etc. One day there was a bank glitch and my pay didn't go thru for 24 hours. We made it on baked beans and potatoes, but i decided thereafter I would always wait a while before pulling my money out. I started making a withdrawal every 8 days instead of weekly, so consecutive weeks were Thurs, Fri and so on back round to Wed with a week's cash in reserve. After a few months I got ahead of myself, with a buffer in the checking account that I kept in case i overspent in one budget category, I wouldn't have to borrow from another. It also came in handy at Christmas.

I think I will start doing this again.