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Year's End

December 31st, 2006 at 04:30 am

So the time has come to see how I went in the $20 challenge. i have consolidated my accounts and am ignoring the cents.

Cash 10
Check 120
Bill payer 611
House repairs fund 620
Travel 294
Emergency Fund 1920

Total 3574.
At the beginning of the year I had $3216, so my savings have increased by $358, or $6.88 per week. How unimpressive. However, my house has increased in value, and my retirement savings have also been compounding, so my net worth has increased more than that.

Next year, I shall just count the cash I've actually saved, by putting all my change in a jar. I begin with $3.20 in coins in a Spice Girls container.

4 Responses to “Year's End”

  1. PRICEPLUS Says:

    Whoa! Any savings are good! Unimpressive? How many people saved nothing or went further into debt! You pat yourself on the back because you accomplished something positive! Don't ever sell yourself short! Keep up the good work!WinkSmile

  2. Amber Says:

    I agree with Priceplus any savings is better than none...way to go and keep it up

  3. LuxLiving Says:

    Tina - great job saving anything! Remember it isn't always about the bottom line - sometimes it's about the cashflow baby!! I think you are doing great!

  4. Bookie Says:

    I agree with the other comments in seeing any progress as praisworthy. Do pat yourself on the back and take your bows. You are living on less than you take in and banking the surplus. That's awesome!

    Look at it as a percentage increase and you begin to understand just how much of an achievement your savings really are.


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