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Clutching my money tight

March 10th, 2015 at 01:40 pm

I have spent only $5 on a prescription in the last 4 days. I finally got it thru my head that if I want to save money I should not go into stores "just to see what's on sale". However I am starting a course tonight, learning the Maori language, so may have to spend on paper, pens and a plate of food.

I put $7 into my 52 Week Money Saving Challenge for a total of $28. I dodn't feel comfortable having cash around the house so, so will invest it in Bonus Bonds.

Diamonds or cash

February 22nd, 2015 at 06:47 pm

Neil Diamond is coming to perform at our stadium soon. I had a great time at his concert back in 1974 (OMG! over 40 years ago!) but I'm afraid if I go to this one he may be over the hill and spoil my happy memories. So I'm putting the $100 aside to pay for a visit to the optician.

More please

February 6th, 2015 at 06:17 pm

Another no spend day, plus I found .10 cents. Need more days like this.

Prepaid

January 29th, 2015 at 09:10 pm

Raining today so I caught the bus. Does it count as spending if you use a prepaid card? Apart from that I didn't spend anything.

Silly

January 28th, 2015 at 09:58 pm

Today I kept wanting to spend money so I could put some in my change jar. That's silly. I will bank what is left in my wallet next Wed. If I keep having lots left over I will reduce the amount I withdraw weekly, and transfer the surplus from checking to savings.

Anyway, I didn't spend any, but I did find .10 cents so was able to put something in my jar.

Super thrifty

January 24th, 2015 at 06:11 pm

The Sally Army thrift store just down the road is having a half price sale. I saw some nice stuff but all I could think was where the heck do i put it? So I didn't buy anything. Spending money when you don't really need something is not saving, no matter how cheap the item.

Money in the air

January 23rd, 2015 at 08:47 pm

Today was a good day for hanging out laundry, so I did two loads and saved on dryer costs.

Gas money

January 8th, 2015 at 10:06 am

The Minister of Revenues has just said that with gas costs going down, people will spend their money saved on other things.

Not me, I'm going to save it. Apart from the fact it earns income, which buying stuff doesn't, our consumer based economy is bad for the environment. There is terrible pollution in China.

No tea

January 1st, 2015 at 09:34 pm

I ran out of tea today and didn't feel like going to the shop just to get teabags. Besides, I didn't want to spend the money, so I'm giving up tea. Should save me some money and lead to whiter teeth.

Another no spend day

December 26th, 2014 at 11:12 pm

I went to the library in town today, leaving my cash and debit card at home. I expected to be regretting it when the impulse to spend struck, but i just breezed past all the shops without a thought of buying. I think because i had made a determination I wasn't going to spend.

No spend day

December 23rd, 2014 at 08:38 pm

plus I found .20 cents to go into my change jar. I was at the yarn store where I used to work today and the manager showed me what's going to be in the January sales. Possum/merino/silk laceweight for only $4 a skein. Me want. But I have over 40,000 yards of wool that I wanted at sometime, and i'm going to knit it all up before I buy any more. So I made a $10 deposit into my travel account instead and made a mental note not to go to the yarn store next month.

Saving change

December 22nd, 2014 at 11:04 pm

I have this big jar, the kind bodybuilder protein supplements come in, and my intention is to fill it with all my change from today till next Christmas. This will not be easy, since i'm planning on cutting out all non-essential spending I won't be going shopping very often, so I shall beef it up by adding my $1 coins. I put $4.20 in it today, but as the house is now full of all sorts of goodies, I shouldn't need to buy anything until the end of the year. Wow, a whole week without spending anything, wonder if I can do it.

Plans

December 19th, 2014 at 09:41 pm

I didn't go out today, so a no spend day - just as well, I have only $7.40 in my wallet. I listened to Indian music and sorted out cupboards. I found my old recorder and some music, so spent a while tootling. Next year I am going to be making my own music instead of buying CDs. I also found a textbook on New Testament Greek which i started to study years ago. I'll spend time with that as well and read the Bible in the original.

Decisions, decisions

October 1st, 2012 at 11:07 pm

I ran out of coffee last night and had to go without this morning. I had almost made up my mind to forget about quitting caffeine and buy some after work, but, when I got to work there was orange sock yarn on sale. Wow, I never knew I wanted a pair of orange socks, but I have the perfect pattern for them and I really need a pair of orange socks... Oh but if I buy the yarn I won't have enough left to buy coffee, and I'm supposed to be saving money and I have a huge stash already...

So I had a cup at work, then went home without buying any yarn or coffee. Still got $8 in my wallet.

The money go round

September 26th, 2012 at 09:56 pm

donated my loose change, about $1.50. Found 10 cents on the way home. Apart from that another NSD.

Bye bye bargains

September 23rd, 2012 at 05:17 pm

Made it a no spend weekend. This week I am going to eat out of my fridge and pantry. Wonder if I can make it a no spend week?!

So of course the mailbox is chocka with flyers advertising all the wonderful bargains available. I am tempted by the supermarket, but if i buy food on sale I often wind up with more than i need (which is how I have a bulging pantry). Then I eat more than I need, so This week I am ignoring attempts to separate me from my money by repeating my mantra - "there'll always be another sale."

No cash

August 7th, 2011 at 11:53 pm

Friday night I went to the supermarket to buy groceries and when I got to the checkout discovered I'd lost my debit card. Yikes!

I abandoned my basket of meat and veg and rushed off to phone the 0800 number. They cancelled my card and said they would send me a new one (at a cost of $10). Unfortunately it takes 3-5 working days to arrive.

So there I was with plenty of money in the bank and no way to suck it thru the ATM. Luckily I have plenty of rice, flour, dried beans, canned tomatoes and a sack of potatoes. My diet for the weekend has been limited but healthy.

I hope my new card comes tomorrow.

Look after the pennies

October 1st, 2010 at 11:01 pm

and the pounds will look after themselves was one of grandma's most frequent sayings. Today I frugalled thusly:

line dried the washing
roasted the seeds from a pumpkin instead of buying them from the health food store at umpteen dollars for a tiny packet
picked up .20 cents from beside a parking meter
decided not to buy a nz$2 top from the charity shop.

Spring cleaning

September 26th, 2010 at 11:24 pm

In the past at this time of year I have gone into whirling dervish decluttering mode, tossing out piles of stuff - only to wind up regretting some discards and buyign tons more junk to refill my empty shelves.

So this time I'm taking it slowly and making absolutely sure I don't want something before I get rid of it. I tidied my shoes and gave two nice but never were comfortable pairs to charity - hope they fit someone better than me. I sorted my cookbooks and gave some I never use to the annual booksale. And went through a big pile of papers and binned some that were no longer relevant. Now I'm relaxing with a cup of tea and surveying the rest of my possessions. I quite like the clothes I have and they're in good condition. So I'll hang onto them and only replace when they're worn. I've done quite well over the last few months at not buying stuff (three months without buying yarn!) so resolved to be satisfied with what I have, and only allow anything new into the house if I get rid of something old. This is a small house, so I really can't have tons of stuff in my closets. I will go for minimalism and much savings.

Of course, there's still ds's room with all his gear, waiting for him to come back and take it away...

A monster ate my brain

September 13th, 2010 at 01:13 am

I am invited to a Mad Hatter's Tea Party next month, so am making this hat from my stash

http://www.cyn.ca/knit/patterns/brainmonster/

I am too tightfisted to buy the eyes so will embroider some on.

Down town

July 11th, 2010 at 10:06 pm

I got to work earlier than usual today because I caught the early bus, and had to kill 15 minutes round town. The Art Gallery wasn't open yet, I hadn't brought my knitting, it was too cold to hang around outside, so there was nothing to do but inspect clothes for sale and drool at the smell of bacon and coffee coming from the cafes. I didn't spend anything, in fact I even found 10 cents, but it is quite clear town is a place designed to separate you from your money. So now I've got to figure out a way to make trips into town profitable. I could start by only going there on work days, so I don't have to pay extra busfare. Then... hmm, how about learning the flute, so I can busk? Could take a few years before I make any money at it. What's a good way to make money in town instead of spending it? Any ideas anyone?

Gross

July 7th, 2010 at 10:19 pm

So I'm standing in the Post Office waiting to buy stamps and idly perusing the headlines of the magazines, as you do, and this Cosmopolitan catches my eye:

The right way to squeeze a pimple

I'm blown away by the amount of knowledge it takes to be a Cosmopolitan girl. Also wondering what marketing genius thought putting that on the cover of a magazine would make people part with their hard earned dosh.

and a bit more...

June 20th, 2010 at 11:31 pm

Shortest day of the year. Brr, thank goodness summer is on its way back. I dread my next power bill. I celebrated midwinter by having a NSD - and finding .40 cents. With the change I'd already saved up, that made nz$8.90 to go into my travel a/c.

Frugal February

February 1st, 2010 at 10:37 pm

Here's an idea I read about ages ago. Since this is the shortest month make it one where you spend as little as possible. We're talking basics here; only groceries, utiliities, transport and health care. Keep the eating out and movie going till later in the year after you have saved up a comfortable cushion. I reckon I should be able to save 50% of my income this Feb. This is where the scrooge genes I inherited from grandma come into play.

Let fate decide

November 24th, 2009 at 10:49 pm

So on Saturday I saw an ad for some nice cotton tops, only $14. Gee I wanted one, even though I didn't need it, but I wasn't going to make a special trip to town to buy one. I figured if it was meant to be there'd be one left for me. Today I made my usual trip and looked in the store, but... they had sold out. Phew, money saved. I'm quite happy about it, maybe because today has been quite cold and wet, definitely not cotton top weather.

Blessed are you

November 14th, 2009 at 11:36 pm

if you feed the hungry. At this morning's service we had an infant dedication followed by morning tea with andwiches and all manner of goodies. Then this evening we had a baptism followed by supper with samosas, savories and all manner of goodies. I didn't need to cook at all today. Don't understand why more people don't come to churchSmile

Sunshine on my shoulder

September 10th, 2009 at 07:42 pm

Today was a good day for saving money. I hung the laundry out on the line, opened all the windows to let the natural air conditioning thru, enjoyed some free vitamin D on my skin and thanked God he doesn't charge us for universal power.

Spring fever

September 5th, 2009 at 01:10 am

Now's the time of year when I normally go into whirling dervish mode, pulling contents out of cupboards, cleaning them and then often as not, donating them all to the Sally Army, only to buy a fresh load of stuff to fill up the spaces. The sight of all the new stuff in the shops makes me think my stuff is old and tired and needs to be replaced, when in fact it will last for years with care. I don't really need new summer clothes and curtains, it's the advertisers who make me feel discontented. I firmly remind myself of Dave Ramsey's mantra; live like nobody else now and later on you can live like nobody else.

Charge of the plastic brigade

August 1st, 2009 at 05:21 pm

The supermarket down the road has a notice up. From Monday they are going to charge 5 cents a bag for plastic shopping bags. For the sake of the environment, of course - nothing to do with the bottom line.

Not that it makes any difference to me, I bring my own bag anyway. But I do wonder what the charity shops that ask people to give them their leftover bags will do.

Temptation

July 28th, 2009 at 12:28 am

Life is hard sometimes. Especially when I'm coming home from my evening cleaning job and I'm hungry and I have to go past all the fast food joints in our area. The thought of going home and waiting while I cook up a meal makes me want to give in and buy some pizza or a burger more often than I should.

So I'm taking action. Before I leave for work I put a banana or some raisins or some other snack in my bag and nibble on it as I walk past the Chinese takeaways. On a cold night it's not as comforting as fries would be, but it works.

Maybe next winter I could get a thermos and fill it with really thick soup? At least I didn't spend tonite and I found 10 cents outside the Indian restaurant so I came home richer than I went.


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