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Archive for September, 2018

Day 119 - 35 weeks to go

September 23rd, 2018 at 02:14 am

Now it is getting lighter early in the morning I have started going to meditation again. After they provide us with breakfast. I just had a couple slices of toast with peanut butter.

Left in my cash envelopes:
food $6
misc $106
medical $275
change dish $1.20
mta vouchers $40
bus pass $20.03

Day 118

September 22nd, 2018 at 02:13 am

stayed at home and did the laundry so a no spend day

Day 117

September 21st, 2018 at 02:13 am

I went to Pak n Save to buy a few things, but it took me ages because they have reorganised the layout and gotten rid of some lines. In the end I bought:
bread 4.00
soy milk 3.90
peanut butter 2.19
sultanas 1.79
pasta .70
hummus 2.69

On the way back I paased Toffs which was having a $2 an item sale. I didn't go in to see what they had. As a very successful businessman in our church is fond of saying, it's not a bargain at any price if you don't need it.

Day 116

September 20th, 2018 at 04:01 am

I bought another $6 bag of produce at the All Saints co-op: chard, carrots, a leek, apples oranges and kiwifruit.

Day 115

September 19th, 2018 at 02:10 am

In:
benefit $289.50

Out:
bananas $1.54

Day 114

September 18th, 2018 at 02:14 am

In:
found $1

Out:
bread roll 70 cents

Day 113

September 17th, 2018 at 02:16 am

I am not very sucessful at the one spend day a week. I find it too tiring to do all my errands and shopping on the same day. Today I bought a top in the Orphans Aid charity shop for $3.50. Since I didn't really need it I put an equal amount in my Trans Siberian money tin. I now have $72.30 in there. All those small amounts add up.

Day 112 - 36 weeks to go

September 16th, 2018 at 02:24 am

Spent:
oats $5.10
flour $1.60
pasta 70 cents

My travel account had built up more than $5,000 so I transferred $300 to the EF. I now have over $3,000.

left in my cash envelopes:
food 0
misc $93
medical $258
change dish 70 cents
mta vouchers $50
bus pass $21.95

Day 111

September 15th, 2018 at 03:55 am

A fine sunny day, so I line dried the laundry. Then I went for a walk and on the way bought myself a packet of chips. What I gain on the swings I lose on the roundabouts. I shall have to tighten the purse strings to save for Christmas. I am actually thinking I will be buying gifts in India and giving them when I get back.

Day 110

September 14th, 2018 at 02:22 am

I looked at my watch this morning and thought it said 8.45. I hurriedly caught the bus, looked at my watch again, and found I was in town an hour early. I couldn't think of anything better to do than have a coffee in a breakfast cafe. Not only did it cost $3.50, because I haven't drank coffee in ages, it tasted disgusting.

Day 109

September 13th, 2018 at 02:36 am

Today I yielded to my New Zealand middle aged female rite of passage and had my hair cut short. A friend did it for me so it didn't cost me anything.

Day 108

September 12th, 2018 at 02:24 am

So far my $20 challenge has been going well. If things keep going well I can see myself continuing this until my EF reaches the goal. I'm still planning to go to India in December, so will be taking a 4 week break, but the money for it will come from my travel fund.

Day 107

September 11th, 2018 at 02:11 am

I was walking down the street when the wind blew a $20 note past me. I can't run much but I sure scuttled halfway down the road to catch it. Another 20 bucks for my EF.

Day 106

September 10th, 2018 at 02:07 am

The weather is getting warmer. I've been able to leave the heat pump off for the last 3 days, so this month's power bill should be lower.

Day 105 - 37 weeks to go

September 9th, 2018 at 02:06 am

Left in my cash envelopes
food $4
misc $100
medical $238
change dish $2.30
mta vouchers $60
bus card $3.87

Day 104

September 8th, 2018 at 02:12 am

It's true: you can get used to anything, including eating the same thing every day. I have been eating pumpkin for the last week and I'm still enjoying it.

Bought 2 bread rolls $1.38, and 6 brown bananas $1.74.

Day 103

September 7th, 2018 at 02:44 am

For some reason I had difficulty logging in to the blog, it kept sending me to the forums.

A local yarn store is closing down at the end of the month, but so far I have resisted going to bag bargains. There are 2 better stores remaining.

Bought 2 cans of baked beans at 70 cents each.

Yesterday at the thrift store I spotted a nice top but decided I didn't really need it. I thought about it last night and went back this afternoon to have another look, but it was gone. Phew. $2 saved and into the Trans Siberian fund.

Day 101

September 5th, 2018 at 02:07 am

So I'm walking past the bakery and my debit card jumped out of my wallet, ran inside and came back out with a slice of lolly cake. So of course I had to eat it.

I have to start leaving my debit card at home and changing my walk home so I don't go past the bakery.

And every time I blow my budget put an equal amount into savings.

Day 100

September 4th, 2018 at 02:44 am

I have calculated that I am currently spending a total of $210 a week. Multiply by 13 and that is $2,730. So I already have 3 months of stringent living expenses in my EF. I want it up to $10,000 to cover any major house repair expenses or having to fly overseas to sick family members.

Day 99

September 3rd, 2018 at 02:09 am

I had $362.85 left in my checking account so transferred $300 to the EF and left the rest as a buffer. If I can keep saving $300 a month I will hit my goal in 2 years.

Day 98 - 38 weeks to go

September 2nd, 2018 at 01:58 am

Left in my envelopes at the end of this week:
food $2
misc $83
medical $208
change dish $2
mta vouchers $70
bus card $7.35

Day 97

September 1st, 2018 at 02:45 am

I paid my quarterly rates (council property tax) $492.32. Almost 6 months of food budget. Costs me more to keep a roof over my head than it does to eat.