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Day 145

October 19th, 2018 at 01:11 am

In:
found $2

Out:
doctor $25
brunch with friend $7.90

I realised that if I put all $20 per week of my misc money into the T Harv Eker jars, I can do it with the suggested percentages. It makes sense to try the system the reccommended way when it works for a millionaire, before trying it my own less successful way.

So the reccommended percentages are:
Necessities 55%
Financial Freedom 10%
Long tern Savings for Spending 10%
Education 10%
Play 10%
Give 5%

Day 143

October 17th, 2018 at 01:19 am

In $289.13

Out:
flour $1.59
pasta 75 cents

I have been reading about the six jars method of handling your money by T Harv Eker. I'm always looking for more efficient ways to handle my money so will give it a try for the next 6 months. But with the system I'm already using, I can only put $5 aweek from my misc $20 into the jaars, plus my loose change.

I dickered with the amount going into the jars. There didn't seem much point in having a Neccesities jar when I'm already budgeting for that outside of the jars, whereas I really want to beef (oops I mean tofu) up my Financial Freedom jar. So my allocation is:
Financial Freedom 50%
Long Term Savings 25% this is going into my Trans Siberian fund
Education 10% I am saving for recorder lessons
Play 10%
Give 5%

At the moment I have a total of $14 in my jars.

Day 140 - 32 weeks to go

October 14th, 2018 at 01:07 am

Now that it is lighter longer I have started going to early morning meditation again. Afterwards the center gives us breakfast, so I just had marmelade on toast.

In: found 20 cents

Out:
bananas $2.11
bread roll 69 cents
coffee $2

left in my cash envelopes:
food $12
misc $110
medical $320
change dish $4.30
mta vouchers $30
bus card $20.03

Day 137

October 11th, 2018 at 01:21 am

Found 50 cents.

Day 129

October 3rd, 2018 at 01:08 am

Payday. Today is the last payment of the electricity supplement, so a total of $286.69. I am capping my house maintenace account at $2,800 and my travel fund at $5,000, so was able to transfer $100 from each account to my EF.

Day 128

October 2nd, 2018 at 01:02 am

In: found 10 cents

Out: 5kg rice $6.70
1.5kg flour $1.80

Day 127

October 1st, 2018 at 01:04 am

$3.27 interest credited to my EF for September. I'll take it.

I used the last of the aduki beans and nutritional yeast. I'm trying to use all the dried beans before I buy anny more cans.

Day 125

September 29th, 2018 at 02:29 am

I received notification I have been given a $630 rebate on my property taxes. I will have to pay the full quarterly amount in December, but I will only owe around $300 for the last 6 months of the year.

Day 122

September 26th, 2018 at 02:12 am

Payday. I stocked up on oats, $5.10, and potatoes, $7 for 10kg, as they were on sale. I also paid the Regional Council rates, $141.60.

Day 121

September 25th, 2018 at 02:20 am

I like to make frequent contributions to my goals, even if they are small. If a week goes by without some progress I get twitchy. Today I found a dime to put to my Trans Siberian fund; I now have $87.

Also I was walking back home when I passed a house with a box of food at the gate marked FREE. I took a can each of green peas, pineapple and pasta sauce.

Day 115

September 19th, 2018 at 02:10 am

In:
benefit $289.50

Out:
bananas $1.54

Day 114

September 18th, 2018 at 02:14 am

In:
found $1

Out:
bread roll 70 cents

Day 107

September 11th, 2018 at 02:11 am

I was walking down the street when the wind blew a $20 note past me. I can't run much but I sure scuttled halfway down the road to catch it. Another 20 bucks for my EF.

Day 78

August 13th, 2018 at 02:10 am

I found a dime. Net gain as I didn't spend anything. I did find a book of lovely lace patterns at the library and spent some time drooling over the gorgeous yarns but didn't purchase anything. Not until my birthday.

Day 77 - 41 weeks to go

August 12th, 2018 at 02:09 am

I sold a child's vest I knitted for $15. I put the money in my Trans Siberian tin. Now I have $32.70.

Left in my envelopes
food zero
misc $107
medical $158
change dish $4.60
vouchers $70

Day 57

July 23rd, 2018 at 02:15 am

My friend gave me the knitting needle, so I gave her the $6. There go my hopes of a no spend week. But since it was ordered last week I guess you could call it deferred spending.

And I found a half dollar by a parking meter.

Day 50

July 16th, 2018 at 01:24 am

Found another 10 cents today: a total of $8.30 in my Trans Siberian fund.

Day 45

July 11th, 2018 at 01:36 am

Payday. A whole $289.61 into my account. The electrician's bill finally arrived so I paid it right away, $222.63. Still left with well over $2,000 in the House maintenance a/c.
I had almost $500 in my check a/c so transferred $400 to my FFEF. I now have $2.082 in there.
I went to Knit Squad this afternoon and made a gold coin donation. I also put a dollar from my misc money into my Trans Siberian trip money tin. If I put a dollar in there every week I'll get there in a hundred years! But if I don't start saving something I'll never get there.
And I bought another cabbage and 4 cans of beans at a dollar each. It's a good job I like cabbage, and it can be cooked in so many ways.

Day 38

July 4th, 2018 at 02:17 am

For the months of July, August and September I am recieving an extra $20.45 a week to cover increased heating costs. I have the heat pump on pretty much permanently in winter, it is bad for me to be cold.

I went to the Caltex gas station today and bought bread and pasta for $8.60. I paid with one of my vouchers and got $1.40 in change. I will buy carrots with some of my cash on Sat, apart from that I don't need anything.

And I found 50 cents on the way home. I now have $5.20 towards travelling the Trans Siberian.

For lunch I made a batter with peaflour and curry powder and added the struggling bean sprouts to make vege pancakes.

Day 33

June 29th, 2018 at 01:59 am

Today I found 30 cents. At one stage I was saving all my found money for a trip on the Trans Siberian. I think I'll do that again.

I made some sprout scones from the recipe by Jack Monroe except I used kale. They were good; I'll definitely make more of her recipes.

Multiple sources of income

March 10th, 2015 at 07:44 pm

Today is benefit payday. As well, I received $220 from my Bonus Bonds, which will be reinvested, and I found .20 cents. Now to see how much I can hold onto. The only cloud on the horizon is my share of the plumber's bill for a burst pipe which affected all our units.

No spend day

February 23rd, 2015 at 09:31 pm

My first no spend this week, plus I found .60 cents.

Money everywhere

February 13th, 2015 at 10:08 pm

I walked to the library today, and on the way I found $3 in coins by a parking meter (hope no one was trying to raid it). On the way back I found another dollar. Also in the afternoon I visited my former neighbor, and she gave me a lettuce and some chard from her garden.

How much?

February 7th, 2015 at 06:58 pm

When I find money I generally just toss it in my change jar, which i bank when it gets to 6 or 7 dollars.(the bank doesn't mind me depositing that much in loose change). I don't know how much I've found over the years, tho I have found a $20 note on more than one occasion. i'm going to save it in a separate box to see how much it comes too. Starting with the .20 cents I found in the last 3 days.

More please

February 6th, 2015 at 06:17 pm

Another no spend day, plus I found .10 cents. Need more days like this.

The never ending demands

February 4th, 2015 at 10:08 pm

of Work & Income for medical certificates continue. Paid $44 for one this morning. Also paid an electrician's bill of $51.58. OTOH I found .10 cents, and a friend called round to see the new house bringing a big bag of veggies from her garden.

All for me!

February 2nd, 2015 at 12:37 pm

This morning I dashed over to the store to pick up some bread, and I found $2 by the (empty) taxi stand. Nice.

Left Over

January 23rd, 2015 at 10:40 am

The lawyer sent me a check for $5,998 left over from the sale of my old house, so I paid it into my EF. Soon be at $10,000!

Cheap and healthy

January 13th, 2015 at 06:04 pm

The supermarket down the road from me quite often sells its less than perfect produce at reduced prices. Today I bought a bag of precut stir fry veges for $2. I would never pay full price for that, but it's a good way for me to get a variety of veges, since if I bought all the carrots, broccoli, cauli, onions, mushrooms and zucchini there is a chance they would spoil before I used it all.

Also today I found .10 cents.

Richer

January 5th, 2015 at 09:01 pm

today I spent 0, and found .20 cents to put in my change jar. I now have $12.30 in there.


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