I forgot I had to renew a prescrption this week, so I spent $25 from my medical envelope to pick up a script from the doctor. I will drop in the pharmacy on Monday, when it will cost me $15.
Viewing the '$20 Challenge' Category
Icouldn't sleep last night so watched YouTube videos on how to make perfect tortillas. Mine always turn out too thick.
And I'm out of peanut butter. Never mind, I can do without it for the next 6 days.
Payday. One seventh through my year challenge. Also DS's birthday. I offered to take him out to lunch but he spent most of the day snoozng. Hard to believe 35 years ago I pushed out a 9 pound pumpkin. The memory of the pain fades; the joy remains.
My goal for this week is to have 7 NSDs. That's right, a complete no spend week. I passed a couple of op shops today: one was advertising a dollar of everything, the other offered 2 tops for $2. I didn't go in. I already have 65 tops - ok, some of them don't fit but I'll lose weight I promise.
I still have lots of oats, rice, canned beans, cabbage and potatoes. Looks like I'll be eating the same thing everyday but that's ok.
The only thing bought today is toilet paper. Normally I buy 12 rolls for $3, instead I bought 24 for $5.90. A saving of 10 cents!
Found another 10 cents today: a total of $8.30 in my Trans Siberian fund.
Spent $8 on food this week. In my cash envelopes:
mta vouchers $80
change dish $8.40
house maintenance a/c $2,765
Today is Bastille Day so DS invited me to share his baguette. He had his grilled with chicken and cheese, and I had mine with marmite and a cup of cocoa.
Lucky Friday 13th for me. I was given a book of knitting patterns, plus I found 10 cents. Also I was intending to buy a 5.5mm circular needle which costs $9.90 at KnitWorld. I mentioned it to a friend and she found one listed on TradeMe for $3 plus $3 p&p. So she has put a hold on it for me until it closes next Wed, and if she gets it I will give her the money. Wish I could save $3.90 on everything I buy.
I have been looking at this website https://www.thriftylesley.com/meal-plans/, which is meal plans to live on one pound sterling a day. Not sure how the British prices will translate to New Zealand but the recipes are simple and quick, right up my alley. Needs more greens, tho, and less onions.
Payday. A whole $289.61 into my account. The electrician's bill finally arrived so I paid it right away, $222.63. Still left with well over $2,000 in the House maintenance a/c.
I had almost $500 in my check a/c so transferred $400 to my FFEF. I now have $2.082 in there.
I went to Knit Squad this afternoon and made a gold coin donation. I also put a dollar from my misc money into my Trans Siberian trip money tin. If I put a dollar in there every week I'll get there in a hundred years! But if I don't start saving something I'll never get there.
And I bought another cabbage and 4 cans of beans at a dollar each. It's a good job I like cabbage, and it can be cooked in so many ways.
New World had whole cabbages at $1.99 which is the cheapest I've seen in years. I bought one and I think I'll get another one, as it lasts for ages.
I put $20 on my bus card and spent $3.84 on bus fares, apart from that it was a no spend day.
Today was the monthly vegan pot luck, but as we were having a combined church service I thought I should go to that. It turned out there was nothing for me to eat, but they were giving away - yes! more apples.
So at the end of week 6 the financial situation is $16.70 spent on food and in my cash envelopes:
change dish $8.40
mta vouchers $80
My name is Tina and I am a breadaholic. I bought 2 loaves on Wed and finished them in 3 days, bought another one today and it is already 3/4 gone. I love pbj sandwiches, no wonder I have difficulty losing weight.
I was born on this day 60 years ago, but owing to the number of birthdays I have missed celebrating I am really only 39. Artsenta put on a morning tea for me. The cake probably had some eggs and milk in it, but since they'd gone to so much trouble I had a small piece. Sometimes not hurting people's feelings is more important than an ostentatious display of principle.
I bought some carrots at Veggie Boys for 70 cents.
"Everyone has the right to a standard of living adequate for the health and well-being of himself and his family, including food, clothing, housing and medical care and the necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control."
United Nations, Universal Declaration of Human Rights, Article 40.
New Zealand is a signatory to this declaration.
For the months of July, August and September I am recieving an extra $20.45 a week to cover increased heating costs. I have the heat pump on pretty much permanently in winter, it is bad for me to be cold.
I went to the Caltex gas station today and bought bread and pasta for $8.60. I paid with one of my vouchers and got $1.40 in change. I will buy carrots with some of my cash on Sat, apart from that I don't need anything.
And I found 50 cents on the way home. I now have $5.20 towards travelling the Trans Siberian.
For lunch I made a batter with peaflour and curry powder and added the struggling bean sprouts to make vege pancakes.
I had a look around a couple of service stations today and found some food I can buy. Not much and it costs more than the supermarket, but if I spend $20 in vouchers there for the next 5 weeks, I can put $100 of food money into my FFEF. So that's what I'll do.
This means I have $80 in vouchers and $17.80 cash to last me to the end of the month. Hopefully I'll get some change from my voucher purchases (not all the stations give change)
It was raining this morning so I caught the bus into town, $1.92. I could have stayed at home and saved the money but I don't intend to be a rich hermit. Part of the reason for having money is to enjoy spending it. The extreme belt tightening is only till my FFEF is built up again.
There was another whole box of apples at Artsenta today so I took some to make applesauce.
This morning at church I was given a jar of homemade relish so I ate some with the leftover communion rolls.
I looked in the Blacks Road greengrocer on my way back and they had bags of aging mushrooms for sale so I splurged a whole $3. At New World I bought reduced price bananas for $1.81 and a 1/4 cabbage for 79 cents.
DS went to a do this evening and got given a Motor Trade Association voucher which he handed to me as an early birthday present. Not sure what I'll be buying at a service station, but perhaps I can give them as thankyous to people who give me lifts.
So the situation at the end of the week is spent on groceries $15.20, in my cash envelopes:
change dish $6.80
I'm rather tired froom all the walking I've done this week so just lazed around at home today. It meant another no spend day.
Today I found 30 cents. At one stage I was saving all my found money for a trip on the Trans Siberian. I think I'll do that again.
I made some sprout scones from the recipe by Jack Monroe except I used kale. They were good; I'll definitely make more of her recipes.
In my quest for budget recipes I came across this video https://www.youtube.com/watch?v=JrYeYduqoGo and decided to try out the lentil patties. I used pumpkin as it's cheaper than sweet potato. I added too much water when cooking the lentils and rather than boil them dry I just tipped the oats and pumpkin in and called it a stew. Tasted pretty good.
Payday. At New World I bought
vege stock powder $2.99
grape juice $2.49
can mandarins 99 cents
total saved $2.90. The grape juice is for communion. I could get reimbursed by the church but it seems cheap when I get the leftovers.
I went to a farewell afternoon tea today and ate so much grapes and bread and hummus that I wasn't hungry for dinner.
I weighed myself and I have lost half a pound. I would like to lose a little faster so am aiming at 1600 calories a day.
Today I baked oat squares. I worked out the cost:
125 g oats 28 cents
80 g flour 9 cents
50 g sugar 11 cents
100 ml oil 25 cents
Call it 50 cents for the electricity and it comes to $1.23. Cheaper than buying and they will last me 3 breakfasts.
For breakfast I had peanut butter and banana rice porridge. Next time I will try adding some cocoa powder to it. For lunch potato and cabbage soup with the last of the cabbage. It has lasted for almost a month, good job it keeps well. For dinner macaroni and beans with the last of the silverbeet and a can of tomatoes.
At the end of the fourth week I spent $18 on food, 50 cents on misc and have in my cash envelopes:
misc $52 and $4.61 on my bus card
change dish $5
I am putting more thought and effort into my food than I have in a while. I am actually enjoying experimenting with different recipes. Normally I don't care all that much about cooking. Of course it might be different if I was forced to live on $20 a week, at the moment I am stiil enjoying the challenge and regarding it as an exercise in gratitude in preparation for my next trip to India. But if it all gets too stressful or my health starts to suffer I will give it up.
Only one purchase today, a big bunch of kale at New World for $2.80. saved $1.20.
I'm disappointed with Financially Free. It has a little bit about saving and budgeting but mostly about prosperity thinking and acting rich to be rich. A jobless person who's about to get their lights cut off might get the impression they just need to tell themselves "I deserve to be rich", go off on holiday and the money will miraculously materialise. I recommend Stop Acting Rich by Tom Stanley as an antidote.
At PaknSave I bought
can tomatoes 69 cents
can green beans 99 cents
macaroni 75 cents
600 gram cut pumpkin 50 cents. All the other pieces were 99 cents, maybe this one was a mistake but I grabbed it
For breakfast I had applesauce cake with peanut butter; for lunch potato pancakes and for dinner the rest of the rice and soy meal. This time I put in a chili and it tasted quite spicy.
I'm trying to sprout some adzuki beans but they're reluctant to poke their little heads out this time of year.
I had trouble sleeping last night so got up at 1 am and baked an applesauce cake from this recipe https://cookingonabootstrap.com/2016/01/29/applesauce-bread-.... I like Jack Monroe as she was once a single mom struggling on a tiny budget and aims her recipes at poor people. Most of them are vegan too.
Gardens New World had a one day sale today. I had a good look for bargains but only wound up buying peanut butter at $1.99 (saved 30 cents) and strawberry jam at $2.29 (saved 20 cents).
I increased the weekly amount going into my bill paying a/c by $10 to cover winter power bills. The latest one I received is for $100.35. Pretty good, but the real frosts are still ahead of us.
And I transferred $300 from my checking account to my FFEF. I should be able to save over $200 a month.
|<< Newer Entries||Older Entries >>|