I burned the rice and despite much work with the baking soda the pot looks past salvaging. Also I tried my hand at sourdough breadmaking but it turnd out damp inside and not much risen. Si I gave in and bought more yeast.
Viewing the 'Money Out' Category
Yesterday I dropped my watch and it stopped working. As it originally cost me $20 from K Mart 5 years ago, I didn't cry over it. Today I bought another one.
Thanks to walking my legs are in fairly good shape, but the upper half is very weak. I am determined to change that, so I have paid nz$16 for a pair of 2kg dumbells and am working out to a beginners routine with Bob Harper on You Tube. What? me pay for a gym? Well, maybe I will eventually - we shall see how I stick to it.
I happened to be at the other end of town today and while I was there I looked in their local supermarket. Prices are around .10 cents per item lower than mine, but i didn't want to carry a whole load of stuff home on the bus. I did buy 2 kilos of salt for $1.90 and put the saved dime in my change jar.
i got my plumber's bill for $106.44 and went online to pay it right away. I've never been the type to save up all my bills and have one marathon paying session once a month. I pay my bills as soon as I get them so I don't have to keep remembering the due date, and also so I know that the money left in my check account is all mine to spend.
I was charged $7.70 on my checking a/c for Feb. It's all my fault for using my debit card for minor purchases. New Zealand was the first country where debit cards and ATMs were introduced, and we were encouraged by the banks to use them because it was free, whereas the fees for checks and over-the-counter transactions went up. Once we were all happily using them, a .30 cent per use fee was slapped on. I try to make one cash withdrawal for the week and make all my small purchases in cash, but last month I slipped up.
Some people still get free usage of debit cards, esp students and retirees. It bemuses me when I see them paying for a cup of coffee with the plastic. One time I was bemoaning my high bank fees. Quoth my dad, "I don;t have fees because I'm retired." Quoth DS, "I don't have them because I'm a student." No wonder my fees were so high - I was paying for both of them!
I am in the third month of my spending fast, and today was the first time I have bought anything but food. My sneakers were worn out, so I bought a new pair at 50% off. I also went to the library book sale, where i got a book of knitting patterns. That was a want rather than a need, but i've wanted this particular book for a long time, and thanks to a small tear on one page, which doesn't hinder reading the instructions, it was mine for $2.
Had to go to the dentist for a checkup today. Bye bye $136. But now i'm all set to keep my fangs in my head for another 6 months, and thoroughly resolved to avoid sugar.
of Work & Income for medical certificates continue. Paid $44 for one this morning. Also paid an electrician's bill of $51.58. OTOH I found .10 cents, and a friend called round to see the new house bringing a big bag of veggies from her garden.
...costs money. I renewed a prescription today. $25 for the dr's scrawl on a piece of paper and $15 at the pharmacy.
The supermarket down the road from me quite often sells its less than perfect produce at reduced prices. Today I bought a bag of precut stir fry veges for $2. I would never pay full price for that, but it's a good way for me to get a variety of veges, since if I bought all the carrots, broccoli, cauli, onions, mushrooms and zucchini there is a chance they would spoil before I used it all.
Also today I found .10 cents.
I went to the Post Office today to get a change of address form. Alas! user pays now rules and I had to pay $NZ25 to get my mail redirected. Grr.
In: found .10 cents
Out: fruit $4.80
The sales start today, so I avoided going into town as I knew I would be tempted to buy some bargains I don't need. Instead I went for a walk in the park. Unfortunately I came home by the supermarket and wound up buying 2 of my favorite Turkish bread rolls, even tho i have a fridge full of food at home. This makes me realise how much i have got into the habit of spending small amounts on impulse. I need to get back to budgeting and tracking expenses - and leaving my cash and debit card behind when I don't intend to spend.
One loaf of bread ($1), one avocado (.90), one apple (.60), one tomato (.50) and cheese ($3) = one full tummy
I bought bread rolls, apples, cabbage, bell peppers, chard, celery and lunchmeat for $13.50. I won't be eating out this week.
I took this week's $20 grocery money and bought 10 kg rice, 2 packets pasta and 2 cans fruit, all on special for $19.70. And I have left several cans beans and sardines, potatoes, carrot and 1 egg to help spread next weeks $20 out.
I now have enough rice to see me thru the New Year - good job I like it.
After months of enjoying better health and being able to take on more work, I woke up this morning with my knee on fire, so off to the dr for pain relief. $56 for visit and prescription. I should not resent this creaky old body of mine, but I'm looking forward to the day Jesus gives me a new improved model.
found 50 cents
spent $1 on a can of peaches
There was an item on the news this morning about borrowing by local councils. One observer reckons it's far too high. Councils used to use sinking funds for capital projects, now they borrow against these funds. A spokesman came on to defend the council saying they used very sophisticated methods to control the debt and some councils had lazy balance sheets - they actually needed more debt.
I'm just a simple soul (it was all those "sophisticated" borrowers that got us into this financial jam). I see only that if you borrow money, you have to pay it back. With interest, so that means you pay more, or rather the taxpayers do. My rates have gone up a lot since the sophisticates took over the council.
Yes I know, you'll save money in the long run because the return on assets is greater than the cost of borrowing. I'll believe next time i see a council project come in under budget. Somehow the cost always requires more borrowing than anticipated and up go the rates again. If these financial clever clogs want to play financial geniuses, they can do it with their own money, not public funds.
I'm grumpy, can you tell I just got my property tax bill?
left the heater on all night. No refunds due to carelessness.
It is officially 10 days till spring. Today was a beautiful sunny day with warmth in the breeze., but there will be a frost tonite.
I checked this week's specials in Countdown - canned corn for $nz1.05 so I got 6 cans. Also baked beans and spaghetti for .69 cents, so will go back for those later. (Only $5.70 in the wallet until Wednesday, but I don't think I'll need to buy anything.)
New World had a special on rolled oats this week - 60 cents off a 1.5 kg bag, so I bought 4. Should keep me going for a couple months. Marmite was also on special for $nz4.99 so I bought 2. I'll be bursting with energy after breakfast.
Having put on a little weight - erm, gone up a size, I am finding it harder to get fitting clothes in the charity shops. I was down to 4 pairs of trousers I can wear. So I went to Classic Clothing and bought 2 pairs of jeans @ $29.99 each. $10 off per pair. I should lose weight but if I do that my new clothes won't fit!
and is predicted to go on for the next four days. This morning it was coming down in spurts so I got to church where the oldies were all talking about the Big Snow of 1939. I thought i would stop by the supermarket for some teabags - the place was chocka with people all stocking up. I got my teabags plus a big pumpkin and some cheese. Soup and scones tonite.
Not because I was sick but he likes to see me when my prescriptions need renewing. nz$30 for the signature and $9 to the pharmacist. Happily all three medecines are subsidized. Then in the afternoon I was called in to work at the shop becuase someone else had gone home sick. So I earned the money back.
They say never go grocery shopping on an empty stomach. i was looking for dinner ingredients today and I had nz$4 to spend. I wound up with sardines, rice crackers, five bananas and .30 cents change. I justify it by saying I saved on electricity by not cooking.
Almost at the end of the month and I still have money in my wallet, so I dined out. Twice even.
That is, I had coffee and a gooey muffin with a friend and I bought a helping of fries. Loaded with salt. Yummy. Total amount paid nz$6.60. We po' folks likes our little treats, even when we're bent on saving every penny. I'm looking forward to that nice rest home where people bring me food.
I am atoning tonight by finishing the last of the celery from the garden before it freezes.
My only purchase today was a bag of oats for nz$2.29. Hmm, .50 cents more than last winter - I thought prices were supposed to go down in a recession.
As I picked out my store brand packet, I couldn't help noticing all the schlepped up oats at fancy prices, all full of dried fruit (and a lot of sugar) and all the granola/candy bars. Amazing what the healthful reputation of oats will do for the manufacturer's bottom line. Aha, they're all buying the stuff - that's why it's getting expensive. I thought competition was supposed to drive prices down.
Write on my tombstone: she pondered the nature of oats and capitalism.
There's a sale on at the yarn shop. It's good because I get extra hours, but it's hard being surrounded by lots of lovely cheap wool and seeing it all walk out the door, wondering if there'll be any left for me. I keep wanting to buy, buy, buy but I am staying focused on my goals. The only purchase i have made is 3 balls of black silk laceweight, because it's hard to come by, especially at nz$4.50 a ball. It's for a special gift for a friend at Christmas, so it's budgeted for. And I bought a new cable needle because I lost mine.
I must make time to visit the wool shops when I go to Britain. I will buy something really special as a souvenir.
|<< Newer Entries||Older Entries >>|