found 50 cents
spent $1 on a can of peaches
Viewing the 'Money In' Category
found 50 cents
a no spend day and I found 10 cents. So I am richer tonight.
I think folks is getting so poor they has holes in their pockets. The little money they have drops thru onto the street. Today I picked up a $nz10 bill. Doing the happy dance and checking there's no holes in my pockets.
I found a 10GBP in a wallet - all the money I have left from my trip. I took it to the bank and exchanged it for $nz19.
Now if only someone would pay me for every pound of weight I lost...
Call me an optimist. I don't buy scratch lottery tickets but I pick up ones people have thrown away, just in case they overlooked a winner. I picked one up today and it was worth $3. Thank you unknown person who dropped it.
Today was a nice warm day so I walked into town. On the way I found a whole FIVE DOLLARS!!! I rushed to the bank straight way and deposited it in my house account which I'm saving to redo my kitchen. It will pay for five minutes of the carpenter's time. Now if only I could find five thousand dollars...
Ugh, spring. With erratic earthquakes, howling high winds and dismal downpours - who needs it? It can go back where it came from. I stayed at home and read something absolutely fascinating - my bank statement. Last month I earned nz$1.02 on my FI account. Goody goody, now I can afford a new toothbrush every month without depleting my net worth.
Also I have $9.50 in change to put in the House a/c. And the mailbox just yeilded up an invitation to attend a seminar on Forex speculation - oops, investing. Free drinks and nibbles. Ah, the joys of being a capitalist and a landowner.
So my $5,000 Ef is sitting in an online account and - tada! it earns $10 interest every month. I feel I am finally becoming financially independent. all I have to do is repeat the saving 100 times and I will have $1,000 a month coming in. Rich, I tell ya, rich.
Owing to the fact I paid secondary income tax last year, I'm getting a refund of nz$498.50 this year. Eagerly waiting...and pondering the best thing to do with it.
Payday, and as all the regular monthly bills are already paid, there is only groceries to buy for the week. This month is a 5 paycheck month, so bar anything unforseen cropping up, I should have nz$400 left over on the 30th. Impatiently counting the days off the calendar...
I earned $300 more than I spent last month, so went to transfer the savings into my EF. I realised I has earned nz$5.47 in interest on that account. Yay.
It's nowhere Financial Independence yet, but I get the feeling my money is working for me rather than just me working for money.
On my way to work this mornig I found 10 cents. When I got back tonite there were three letters in my mailbox - all from the IRD.
The first said my student loan, which was supposed to have been paid in full in 2002, actually had a balance of $5.13, but they are writing this off so I now officially owe nothing.
The second said I had qualified for an interest write off in 2002 which hadn't been credited, so they would be shortly sending me a refund.
The third contained my refund check - for $14.24.
I was left wondering how much it cost them to process all that little lot and considering how to spend my windfall. The wool sale is now safely over so I quess it will have to go in my EF.
today the 13th was a lucky day for me. I found .30 cents.
Life is hard sometimes. Especially when I'm coming home from my evening cleaning job and I'm hungry and I have to go past all the fast food joints in our area. The thought of going home and waiting while I cook up a meal makes me want to give in and buy some pizza or a burger more often than I should.
So I'm taking action. Before I leave for work I put a banana or some raisins or some other snack in my bag and nibble on it as I walk past the Chinese takeaways. On a cold night it's not as comforting as fries would be, but it works.
Maybe next winter I could get a thermos and fill it with really thick soup? At least I didn't spend tonite and I found 10 cents outside the Indian restaurant so I came home richer than I went.
Yesterday I watched the video The Secret with some friends. I was a bit sceptical about the law of attaction idea, but decided to do some experimenting to see if it works. So just before I went to sleep I spent a few minutes focusing very hard on drawing the sum of one dollar to myself.
This morning I was on my way to work and as I passed a phone booth I had a sudden impulse to check it for change. Inside I found two fifty cents!
I often find coins so that's not unusual in itself, but it's odd I found exactly that amount right at that moment. I shall carry on experimenting and see if it works with larger sums.
I said all the coins were covered up by the snow yesterday. Today it is all melted and I found 90 cents.
I nearly came out even today. I went to post my tax return and then I remembered; for most govt departments sending in forms is freepost. The IRD asks you to pay for the stamp yourself (maybe they are trying to boost Post Office revenue?). So I went to buy a stamp for nz.50 and on the way back I rescued a 10 cent and a 20 cent from being buried alive. There were roadworks going on and they were lying not far from the hole. Glad the workman didn't poke his head out as I was picking them up or I'd have been embarrassed. Now I wonder, do I have to declare .30 cents as income from the Ministry of Transport?
I found two coins on the way back from church, a ten cent and a twenty cent. I now have a total of nz26.40 in my change jar, so will buy a $25 Bonus Bond tomorrow.
I actually don't collect all that much change. I think if I had lots of it, I would be looking at reducing my spending on sundries, then reducing the amount I got out of the bank. I never have masses of it in the jar - I hate the thought of missing out on even miniscule amounts of interest, so when it gets to about 10.00 I usually stick it into a savings account.
I recieved notification that I earned nz133.98 interest last year. Happy happy joy joy. If I use the 20% discount I get on purchases at the yarn store, I can get some Rowan wool.
Even though it was really cold outside I decided to go to Bible study at church. On my way I found a dollar. Wouldn't it be nice if I got money every time I did. guess a lot more people would go to church.
Was going to make today a NSD, but got a flyer saying pasta was on sale at my local supermarket, so bought 2 packets macaroni. That should keep me going for some time, and I still have .30 left over from my challenge.
this morning I made potato and lentil patties, with the can of tomatoes and tonite I made some gingerbread. I had one or two slices - okay, five. It was good.
And I found .70 cents.
I went to knitting group this morning. Normally we each put in .50 cents for a cup of tea and a cookie. But I found 50 cents on the way, so it didn't cost me anything. I now have a total of $2.10 gone in my jar this week.
Our group is haveing a project to knit baby things for Pregnancy Help. One lady had brought in a whole lot of fine wool, so I took some to knit some little singlets. Babies need wool in our cold, damp winters.
Today I received $28.47 as a tax rebate. Thankyou - I'll put it in my doing-up-the-house-to-sell-it fund.
Brrr it's winter here in godzone. We have had a good frost for the last couple nights. Hard to make myself get out of bed and the power bills are skyrocketing
First bit of good news; I have qualified under the Healthy Homes scheme to have my house given more efficient insulation. given that my house is quite old and I have a disability and a low income. It will cost around nz$900, and I only have to contribute one third of this.
Second bit of good news is I am getting a tax refund of nz$380 - so that will pay for the installation of the insulation nicely
Looking forward to lower power bills
Today I visited the University library at which I have alumna borrowing priveleges. There was a display of rare books, including an 1822 biography of Napoleon and a first edition of Samuel Johnson's Dictionary. He was a character who came up with his own opinionated definitions. The book was open at the one which reads: "stockjobber (ie broker) a low wretch who makes his living buying and selling shares." Given the unregulated market of his day, he was likely correct.
I took out a book on Salt, Health and Diet by a couple of medical professors. I'm finding some fascinating information about the history of salt and the role it played in the economy, as well as the effect on the body. Some snippets:
- Salt is not necessary in the diet. Many primitive tribes don't use it.
- The top cause of death in the 19th Century was apoplexy, or stroke, caused by high blood pressure from eating so much salt preserved food.
- Salt played a role in the South losing the Civil War. They didn't have enough to preserve the meat the troops ate, so the Confederate soldiers were starving and couldn't fight well.
- Manufacturers add more salt, and MSG, to cheap meats like sausages and luncheon meats because it is largely mechanically recovered ground meat and fat, and doesn't have much flavor. Another reason is that salt can absorb more water so they can make it more cheaply.
- Salt makes you thirsty so that is why bars serves salty snacks and fast food giants serve soft drinks. Many manufacturers of salty snacks also own soft drink concerns.
- Cutting down on salt in your diet helps you lose weight. Part of it is loss of body fluid, and also because you are cutting out high calorie foods like chips.
The other book I borrowed was Planet India: How the Fastest Growing Democracy Is Transforming America and the World by Mira Kamdar. Only flicked thru this, but it deals with the effects of jobs offshore on Americans, the rise of the Indian middle classes and the impact of technology on their economy, and the consequences on the poor Indian villages and the landless who flock to the cities for work. Having seen this at first hand myself, I look forward to reading what an Indian economist has to say about it.
Heh, I'm getting the equivalent of another degree - for free. Oh, and found 40 cents coming back across campus. Think I'll start a running tally in the side bar.
I received a check for $29.97, for some remaining holiday leave. Not much, but enough to put a smile on my face. So I splurged on an hourlong phone call to ds in England.
Also recieved an invite from the Brahma Kumaris (the organisation I went to India with) to attend a Self Managing Leadership weekend program, covering purpose, vision, values and goalsetting. Lunch provided and all free. I am looking forward to it.
Now that my old clothes are too big for me, I thought I would try selling some of the better quality ones thru a consignment store. Today a check arrived for one of my suits - $30. I was very pleased as winter is setting in here and I needed a new coat. Set off to the thrift store and found a very nice one for $20. The remaining $10 will be set aside for new underwear.
I have this old pot belly stove in my living room. It no longer conforms to regulations, so I can't use it, plus I no longer have the strength to chop wood for it. I have been planning to get it removed and put in more efficient heating. I was chatting with one of my neighbors about my renovation plans, and he said he would like to have it - he plans to do something with gas with it. He has offered to remove the stove and connected radiator for me, plus he will pay me $100nz. Beats having to pay someone to take it away to the dump.
So the next level of manifesting money was $20. I got the idea to take some books I had down to the 2nd hand bookstore. I made $19, and all the way back I kept telling myself there was another dollar for me somewhere. Well, I stopped at the supermarket and there it was! Lying just by the lottery counter! So I bought a can of tuna and dropped it in the food bank collection can - much more useful to a poor person than buying a lotto ticket. On to the next level, but I think the odds are against me finding $50 in the street I'm going to have to take some form of action.
I have been reading all about mind power and visualizing to achieve your goals for some time, but it always seemed such a complex thing I never kept it up for long. But yesterday I came across this website http://www.themoneymanifestor.com/money.html which outlines demonstrating increasing amounts of money in steps. Well, I decided it should be easy enough to demonstrate a dollar, so sat down and contemplated that for 5 minutes. Then I went for a walk and found coins totalling $1.20! Woohoo, I'm a Master at the first level! Now on with manifesting 10 dollars.
ETA: I just had the thought to check a compartment of a purse I don't often use - and waddya think - I FOUND TEN DOLLARS INSIDE!!!!
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