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Going without

September 18th, 2012 at 10:31 pm

I have been slack about saving over the last few months. I have dad's money tucked away and part of my wages automatically going to retirement, so that's going to be allright. I have been earning more money and it seemed like I didn't have to worry about every cent spent any more so I eased the purse strings and took my eyes off the dream of Financial Independence.

But thinking it over I realise I really do have a realistic opportunity of being FI, and sooner rather than later if I really tighten up on spending now. There is a lot of difference between having to be thrifty when there is no alternative, and choosing to save money in pursuit of a goal. When I had little money I would often rebel and spend on some treat because "I don't have any other indulgences". Now I am going without because I can have it back later on. As Dave Ramsey says, Live like no one else, so later you can live like no one else.

2 Responses to “Going without”

  1. gotthedeclutterbug Says:

    This is a good way of thinking about it Lace, and I like Dave Ramsey's quote.

    I too, am starting to be more choosy about what I spend my money on so I can pay more to debt reduction and attempt to set myself some kind of retirement fund afterwards.

  2. Monkey Mama Says:

    "There is a lot of difference between having to be thrifty when there is no alternative, and choosing to save money in pursuit of a goal."

    No kidding!

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