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Necessary: Laceshawl's Personal Finance Blog
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Necessary

April 1st, 2009 at 12:49 am

Sorry to gripe a bit yesterday. Dealing with officaildom is getting me down a bit. I know I'm really fortunate to live in a country with a system so I don't wind up begging on the street.

Did my end of month sums. I used

Text is www.simplesavings.co.nz and Link is
www.simplesavings.co.nz to enter my daily spending. I had an income of nz$742 and outgoings of $960. That was caused by spending nz$400 on a computer, otherwise within budget.

I tried to make a distinction between needs and wants. Needs was essential bills and groceries, apart from that I chose to spend another $88. But what is a need. In many parts of the world a phone and ISP is a luxury, I don't have to make charitable donations, I could walk instead of catching the bus, refuse to eat out for my friend's birthday etc. But I would become an unlovable skinflint in the process, and very miserable to boot. So long as I keep regularly putting money aside, I can have a few treats now and then. I should have 2 more NSDs before Friday, then I'll have a burger with my friends and still have another nz$10 for my EF.

2 Responses to “Necessary”

  1. whitestripe Says:

    i think whatever makes you happy is a need. but i also think that people need to truly look at what makes them happy, first. Smile

  2. north georgia gal Says:

    Sometimes what you consider a need isn't what someone else considers a need, but to me anything that makes my life simpler and isn't too out of line is a need. Yes, you could take the bus, but you would lose valuable time in the process. You could not make charitable donations, but how would you feel about yourself.

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